Motorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of motorcycle owners.
If you own a motorcycle - whether you ride it or not! - you need this coverage to protect you from theft, collision, and other common exposures.
Some of the items that may affect premiums:
Your driving record
Where you keep your cycle (in the open or in garage)
Your credit record
How many years you have been driving a motorcycle
Your age
Previous Cycle Coverage
Anti-theft devices
ATV Insurance
Most states don't require ATV insurance and you may have limited coverage if you have a homeowners policy.
If you have an ATV we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV Policy.
Many insurance companies offer discounts to help lower your premium such as:
A discount for completing and approved ATV safety course.
A discount for owning and insuring multiple ATV's.
A discount for being a member of associations such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider's Club of America (HRCA).
If you prefer to skip the online forms,
simply send us your name, daytime phone, and type(s) of insurance you're inquiring about to: insurance@kirkmanconway.com.
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